Buyer's Information
Buying a home is an exciting and complex adventure. It can also be a very time-consuming and costly one if you're not familiar with all aspects of the process, and don't have all the best information and resources at hand.
One of my specialties is representing the best interests of buyers throughout the home buying process in Flagstaff area. My comprehensive, high-quality services can save you time and money, as well as make the experience more enjoyable and less stressful. If you're like most people, buying a home is the biggest investment you will ever make. So whether you're buying a starter home, your dream home or an investment property, why not take advantage of my experience as a Flagstaff market expert to make the most informed decisions you can, every step of the way?
Resources
What you need to know before making an offer to bank owned home
What you need to know before making an offer to a short sale home
Flagstaff Home Inspectors and Septic Services
Flagstaff Utilities Information
Start here:
Prequalification
This step gives you the early notice of being qualified for a loan, check out my favorite lenders here. Your lender will research all resources to find the best financing options for your needs. Some of the many factors that come into play are:
What length of time are you planning on having the loan?
What type of interest rate, fixed or adjustable, works for you?
What kinds of costs are involved with the loan and can you afford them?
Should you pay points?
What is the best time to lock your interest rate for loan?
Things to remember to give to your lender are:
Outstanding Debts
Other loands
Additional Assets
Yearly Income
Paperwork
Although we live in a green age, paperwork is still needed for the mortgage process. You will submit additional paperwork with the application that includes:
2 year of W2's
2 months of bank statements
1 months of paystubs
Finding Your Home
Now you can start to look for your new home. Finding one can be challenging but with the knowledge of what you qualify for and my support, you can focus your search.
